There are several casinos out there who offer side bets on the blackjack table, and one that we are going to take a look at today is called Lucky Ladies. This is a side bet where you are hoping to see a natural 20 on your first two cards, if you do then the payback comes back at 4:1. The payout increases if the cards are suited (9:1), or matched (identical) and if you get two Queen of Hearts (the Lucky Ladies) then it is a whopping 125:1, unless the dealer has a blackjack that is, then it’s 1000:1.
Now, you know the casinos aren’t in the business of giving away free money, but the advantage depends on the number of decks on the table and the pay table offered. It can be anywhere from 16.73% to over 38%, which is way worse than our recommended 2% thresh hold.
Queen of Hearts pair w/dealer blackjack: 1000 to 1
Queen of Hearts pair: 125 to 1
Matched 20: 19 to 1
Suited 20: 9 to 1
Any 20: 4 to 1
The casino advantage with six decks and this paytable was 24.71%,